Dealer	Location	Price	Mileage	Listed
Mercedes-Benz of Fort Lauderdale	Ft. Lauderdale, FL 33316	$27,999	23,233 mi	2026-02-28
Autobahn Volvo Cars Fort Worth	Fort Worth, TX 76107	$26,875	23,268 mi	2026-02-16
Autobahn Volvo	Fort Worth, TX 76107	$26,124	23,268 mi	2026-02-14
Autobahn Volvo Fort Worth	Fort Worth, TX 76107	$26,875	23,268 mi	2026-02-14
Mercedes-Benz of Ft. Lauderdale	Fort Lauderdale, FL 33316	$27,999	23,233 mi	2025-12-07

Estimate the monthly payment at the typical market price ($27,959)

This vehicle is no longer listed, so the estimate starts from $27,959 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$498

per month

60 months · 7.0% APR · $2,796 down

Amount financed

$25,163

Total interest

$4,717

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4K92HW0P2096940

Trim

Plus Dark

Engine

2.0L · V4

Horsepower

194

Drivetrain

Front-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2023

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,720 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 27 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 Volvo XC40 likely costs over five years at 15,000 mi/yr.

Depreciation $10,591

Fuel $8,600

Insurance $9,200

Maintenance & repairs $2,400

Total, 5 years $30,791

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2023 Volvo XC40 has 4 recall campaigns as of August 2026. EPA combined fuel economy: 27 MPG.

4 recall campaigns on this model year

Check accident & title history →

SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2023 S60, V60, V60CC, V90CC, XC60, XC90, XC40, and C40 vehicles.

NHTSA campaign 23V012000
ELECTRICAL SYSTEM

Volvo Car USA, LLC (Volvo Car) is recalling certain 2023 S60, V60CC, XC60, XC90, XC40, and C40 vehicles.

NHTSA campaign 23V188000
BACK OVER PREVENTION

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2025 XC40, 2022 V90, 2022-2025 S90, V90CC, C40, XC60, 2023-2025 S60, V60, V60CC, XC90, and 2025 EC40 and EX40 vehicles.

NHTSA campaign 25V282000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2023 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2023 Volvo XC40 over the last 6 months — the market firmed $156 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$30,842
May 2026	$30,894
June 2026	$30,900
July 2026	$30,198
August 2026	$30,594
September 2026	$30,998

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2023 Volvo XC40 Plus Dark (this car)	$27,959	4	—
2022 Jeep Wrangler	$26,148	149	−$1,811
2025 Toyota RAV4	$29,882	42	+$1,923
2025 Honda CR-V	$28,992	38	+$1,033
2024 Volkswagen Tiguan	$20,998	36	−$6,961
2023 Volkswagen Taos	$19,122	35	−$8,837