This vehicle is no longer listed, so the estimate starts from $4,949 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$88

per month

60 months · 7.0% APR · $495 down

Amount financed

$4,454

Total interest

$826

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4CT852X91510597

Engine

4.4L · V8

Horsepower

311

Drivetrain

AWD/All-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2009

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,910 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 16 MPG combined.

5-year cost to own

Beyond the sticker: what this 2009 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Fuel $14,550

Insurance $6,800

Maintenance & repairs $8,400

Total, 5 years $29,750

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2009 Volvo XC90 has 1 recall campaign as of August 2026. NHTSA rated it 4 out of 5 stars for rollover. EPA combined fuel economy: 16 MPG.

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2009 Volvo XC90 4-DR. w/SAB

1 recall campaign on this model year

Check accident & title history →

EQUIPMENT

VOLVO IS RECALLING CERTAIN VEHICLES EQUIPPED WITH GARMIN 760 PORTABLE GLOBAL POSITIONING SYSTEM (GPS) UNITS BECAUSE THE BATTERIES ON THOSE UNITS MAY OVERHEAT.

NHTSA campaign 10V566000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2009 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 28, 2026.

Where the price is heading

Typical asking price for a 2009 Volvo XC90 over the last 6 months — the market softened $256 in that span.

Dec Mar Apr Jun Jul Aug

Monthly price table

Month	Typical price
December 2025	$4,998
March 2026	$4,948
April 2026	$4,615
June 2026	$5,750
July 2026	$5,990
August 2026	$4,742

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	1,039	$72,645	100%	—
2026	4,830	$72,618	100%	1,282 mi
2025	765	$52,985	73%	16,847 mi
2024	888	$45,010	62%	30,968 mi
2023	1,069	$39,590	54%	38,288 mi
2022	392	$29,998	41%	63,979 mi
2021	320	$27,335	38%	71,344 mi
2020	327	$23,477	32%	83,575 mi