This vehicle is no longer listed, so the estimate starts from $24,947 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$445

per month

60 months · 7.0% APR · $2,495 down

Amount financed

$22,452

Total interest

$4,248

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4BR0DK5L1550124

Trim

Momentum

Engine

2.0L · V4

Horsepower

313

Drivetrain

All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Electric

Model year

2020

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Volvo XC60 likely costs over five years at 15,000 mi/yr.

Depreciation $8,146

Fuel $10,100

Insurance $8,000

Maintenance & repairs $4,500

Total, 5 years $30,746

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Volvo XC60 has 6 recall campaigns as of August 2026. EPA combined fuel economy: 23 MPG.

6 recall campaigns on this model year

Check accident & title history →

FORWARD COLLISION AVOIDANCE

Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles.

NHTSA campaign 20V144000
SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.

NHTSA campaign 21V716000
ELECTRICAL SYSTEM

Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 vehicles. The low-pressure fuel pump can blow a fuse and fail.

NHTSA campaign 21V414000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Volvo XC60 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Volvo XC60 over the last 6 months — the market softened $595 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$22,995
May 2026	$22,990
June 2026	$23,899
July 2026	$23,798
August 2026	$22,999
September 2026	$22,400

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Volvo XC60 Momentum (this car)	$24,947	12	—
2021 Jeep Wrangler	$25,295	29	+$348
2021 Toyota RAV4	$26,916	22	+$1,969
2022 Ford Explorer	$21,186	19	−$3,761
2022 Tesla Model Y	$27,272	18	+$2,325
2019 Chevrolet Traverse	$17,999	17	−$6,948

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2018–2024

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2024	1,065	$37,987	100%	29,815 mi
2023	993	$33,998	89%	38,755 mi
2022	296	$27,902	73%	55,772 mi
2021	342	$24,949	66%	63,719 mi
2020	228	$22,817	60%	73,805 mi
2019	352	$19,816	52%	81,270 mi
2018	245	$17,920	47%	93,935 mi