Dealer	Location	Price	Mileage	Listed
Bobby Rahal Volvo Cars South Hills	McMurray, PA 15317	$42,990	45,829 mi	2024-01-10
Bobby Rahal Volvo Cars South Hills	Canonsburg, PA 15317	$42,990	45,829 mi	2023-10-24

Estimate the monthly payment at the typical market price ($28,482)

This vehicle is no longer listed, so the estimate starts from $28,482 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$508

per month

60 months · 7.0% APR · $2,848 down

Amount financed

$25,634

Total interest

$4,846

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4BR0CL8M1680277

Trim

Inscription

Engine

2.0L · V4

Horsepower

313

Drivetrain

AWD

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Electric

Model year

2021

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,110 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 22 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $10,021

Fuel $10,550

Insurance $6,500

Maintenance & repairs $4,500

Total, 5 years $31,571

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC90 has 6 recall campaigns as of August 2026. EPA combined fuel economy: 22 MPG.

6 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.

NHTSA campaign 21V682000
SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.

NHTSA campaign 21V716000
AIR BAGS

Volvo Cars USA, LLC (Volvo Car) is recalling certain 2021 Volvo V60, V60 Cross Country, V90, V90 Cross Country, XC60, and XC90 vehicles.

NHTSA campaign 21V001000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC90 over the last 6 months — the market softened $834 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$28,498
April 2026	$28,856
May 2026	$28,177
June 2026	$27,517
July 2026	$27,845
August 2026	$27,664

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Volvo XC90 Inscription (this car)	$28,482	24	—
2023 Subaru Forester	$26,631	19	−$1,851
2022 Jeep Compass	$19,078	14	−$9,404
2023 Jeep Grand Cherokee	$29,238	14	+$756
2021 Honda CR-V	$25,570	12	−$2,912
2022 Subaru Outback	$23,943	11	−$4,539

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	384	$29,998	100%	64,277 mi
2021	312	$27,298	91%	70,977 mi
2020	308	$23,594	79%	83,489 mi
2019	414	$19,999	67%	87,840 mi
2018	354	$17,396	58%	100,587 mi
2017	273	$15,900	53%	108,715 mi
2016	354	$13,995	47%	110,658 mi