This vehicle is no longer listed, so the estimate starts from $30,464 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$543

per month

60 months · 7.0% APR · $3,046 down

Amount financed

$27,418

Total interest

$5,162

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4BR0CL3M1746234

Trim

T8 Inscription 7 Passenger

Engine

2.0L · V4

Horsepower

313

Drivetrain

AWD

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Electric

Model year

2021

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC90 Recharge Plug-IN Hybrid likely costs over five years at 15,000 mi/yr.

Depreciation $10,719

Fuel $10,100

Insurance $8,000

Maintenance & repairs $4,500

Total, 5 years $33,319

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC90 Recharge Plug-IN Hybrid has 6 recall campaigns as of September 2026.

6 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.

NHTSA campaign 21V682000
SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.

NHTSA campaign 21V716000
AIR BAGS

Volvo Cars USA, LLC (Volvo Car) is recalling certain 2021 Volvo V60, V60 Cross Country, V90, V90 Cross Country, XC60, and XC90 vehicles.

NHTSA campaign 21V001000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC90 Recharge Plug-IN Hybrid from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed September 1, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Volvo XC90 T8 Inscription 7 (this car)	$30,464	8	—
2022 Toyota RAV4	$29,998	26	−$466
2022 Tesla Model Y	$28,698	23	−$1,766
2023 Jeep Wrangler	$27,583	21	−$2,881
2021 Subaru Forester	$22,726	20	−$7,738
2022 Chevrolet Equinox	$16,298	19	−$14,166