This vehicle is no longer listed, so the estimate starts from $32,083 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$572

per month

60 months · 7.0% APR · $3,208 down

Amount financed

$28,875

Total interest

$5,445

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4BR00L1N1819462

Trim

Inscription

Engine

2.0L · V4

Horsepower

313

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Electric

Model year

2022

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $11,764

Fuel $9,300

Insurance $6,500

Maintenance & repairs $4,500

Total, 5 years $32,064

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 Volvo XC90 has 4 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

4 recall campaigns on this model year

Check accident & title history →

ENGINE AND ENGINE COOLING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2022-2023 S60, V60, S90L, XC60, and XC90 vehicles.

NHTSA campaign 22V793000
STEERING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles.

NHTSA campaign 23V001000
SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.

NHTSA campaign 23V827000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2022 Volvo XC90 over the last 6 months — the market softened $2,347 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$32,998
April 2026	$32,998
May 2026	$31,994
June 2026	$31,991
July 2026	$31,774
August 2026	$30,651

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2022 Volvo XC90 Inscription (this car)	$32,083	19	—
2023 Toyota RAV4	$33,998	53	+$1,915
2022 Subaru Forester	$24,999	42	−$7,084
2024 Subaru Outback	$26,702	42	−$5,381
2021 Jeep Wrangler	$28,240	41	−$3,843
2022 Toyota Highlander	$35,945	37	+$3,862

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	384	$29,998	100%	64,277 mi
2021	312	$27,298	91%	70,977 mi
2020	308	$23,594	79%	83,489 mi
2019	414	$19,999	67%	87,840 mi
2018	354	$17,396	58%	100,587 mi
2017	273	$15,900	53%	108,715 mi
2016	354	$13,995	47%	110,658 mi