This vehicle is no longer listed, so the estimate starts from $28,670 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$511

per month

60 months · 7.0% APR · $2,867 down

Amount financed

$25,803

Total interest

$4,857

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4BR00K7N1780190

Trim

Inscription

Engine

2.0L · V4

Horsepower

313

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Electric

Model year

2022

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $10,512

Fuel $9,300

Insurance $9,950

Maintenance & repairs $4,500

Total, 5 years $34,262

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 Volvo XC90 has 4 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

4 recall campaigns on this model year

Check accident & title history →

ENGINE AND ENGINE COOLING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2022-2023 S60, V60, S90L, XC60, and XC90 vehicles.

NHTSA campaign 22V793000
STEERING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles.

NHTSA campaign 23V001000
SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.

NHTSA campaign 23V827000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2022 Volvo XC90 over the last 6 months — the market softened $3,007 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$32,998
May 2026	$31,994
June 2026	$31,989
July 2026	$31,766
August 2026	$30,699
September 2026	$29,991

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	402	$29,998	100%	63,929 mi
2021	366	$27,494	92%	70,508 mi
2020	344	$23,482	78%	83,535 mi
2019	460	$20,043	67%	87,206 mi
2018	372	$17,484	58%	100,400 mi
2017	294	$15,988	53%	108,061 mi
2016	461	$14,000	47%	111,145 mi