This vehicle is no longer listed, so the estimate starts from $29,049 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$518

per month

60 months · 7.0% APR · $2,905 down

Amount financed

$26,144

Total interest

$4,936

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4A22NL6L1103755

Trim

Engine

2.0L · V4

Horsepower

316

Drivetrain

AWD/All-Wheel Drive

Body

Wagon

Fuel

Gasoline

Model year

2020

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

5-year cost to own

Beyond the sticker: what this 2020 Volvo V90 Cross Country likely costs over five years at 15,000 mi/yr.

Depreciation $9,485

Fuel $8,300

Insurance $6,500

Maintenance & repairs $4,500

Total, 5 years $28,785

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Volvo V90 Cross Country has 2 recall campaigns as of August 2026.

2 recall campaigns on this model year

Check accident & title history →

FORWARD COLLISION AVOIDANCE

Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles.

NHTSA campaign 20V144000
ELECTRICAL SYSTEM

Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 vehicles. The low-pressure fuel pump can blow a fuse and fail.

NHTSA campaign 21V414000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Volvo V90 Cross Country from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 17, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Volvo V90CC T6 (this car)	$29,049	18	—
2018 Subaru Outback	$18,370	8	−$10,679
2022 Chevrolet Bolt EV	$18,344	2	−$10,705
2019 Volkswagen Golf Alltrack	$18,790	2	−$10,259
2022 Subaru Impreza	$20,083	2	−$8,966
2022 Audi RS 6 Avant	$102,438	2	+$73,389