2021 Volvo XC40 Inscription

VIN YV4162ULXM2399638 GOOD DEAL · $2,898 below typical price Jefferson, NJ
Listed at
$21,196
typical market $24,094 · 18 comps

This 2021 Volvo XC40 Inscription is listed at $21,196 with 69,053 miles in Jefferson, NJ.

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Full history for VIN YV4162ULXM2399638 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 18 comparable same-build listings · Market data as of September 4, 2026
This vehicle · $21,196
Below market
$19,502
Typical price
$24,094
Above market
$27,236

This vehicle: $21,196 — $2,898 below the typical market price ($24,094)

Asking $21,196 · typical market price $24,094 · based on 18 comparable same-build listings.

See all 2021 Volvo XC40 prices — typical $24,094 →

Price history for this VIN

Asking price over time

Mar 26, 2024 · $24,995 Aug 27, 2026 · $21,196

Asking prices recorded across 11 listing dates for VIN YV4162ULXM2399638, spanning 2 years 5 months.

Dealer Location Price Mileage Listed
Northway Automotive of Lake Hopatcong 1 Jefferson, NJ 7849 $21,196 69,053 mi 2026-08-27
Northway Automotive Lake Hopatcong, NJ 7849 $19,798 69,053 mi 2026-07-09
Northway Automotive INC Lake Hopatcong, NJ 7849 $21,497 69,053 mi 2026-07-05
Northway Automotive of Lake Hopatcong 1 Jefferson Township, NJ 7849 $21,196 69,053 mi 2026-06-23

Former listings

Dealer Location Price Mileage Listed
Northway Automotive of Lake Hopatcong 1 Jefferson, NJ 7849 $21,696 69,053 mi 2026-08-17
Northway Automotive Lake Hopatcong, NJ 7849 $20,298 69,053 mi 2026-07-09
Northway Automotive 1 Lake Hopatcong, NJ 7849 $22,696 69,053 mi 2026-07-08
Northway Automotive of Lake Hopatcong 1 Jefferson Township, NJ 7849 $21,796 69,053 mi 2026-06-23
Smithtown Volkswagen Saint James, NY 11780 $24,995 35,013 mi 2024-03-26

What would this 2021 Volvo XC40 Inscription cost per month?

Estimate the monthly payment on a $21,196 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$378
per month
60 months · 7.0% APR · $2,120 down
Amount financed
$19,076
Total interest
$3,604

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4162ULXM2399638
Trim
Inscription
Engine
Horsepower
248
Drivetrain
AWD
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Model year
2021
Made by
VOLVO CAR CORPORATION

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
25
MPG
City
22
MPG
Highway
30
MPG
$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC40 likely costs over five years at 15,000 mi/yr.

Depreciation $7,458
Fuel $9,300
Insurance $9,050
Maintenance & repairs $4,500
Total, 5 years $30,308

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC40 has 5 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

5 recall campaigns on this model year
Check accident & title history →
  • ELECTRICAL SYSTEM
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2022 XC40 Recharge vehicles.
    NHTSA campaign 21V109000
  • SEAT BELTS
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.
    NHTSA campaign 21V682000
  • ENGINE
    Volvo Car USA, LLC (Volvo) is recalling certain 2021 XC40 BEV vehicles.
    NHTSA campaign 21V881000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC40 over the last 6 months — the market firmed $134 in that span.

Apr May Jun Jul Aug Sep
Monthly price table
Month Typical price
April 2026 $23,036
May 2026 $23,899
June 2026 $23,598
July 2026 $23,639
August 2026 $23,709
September 2026 $23,170

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2021 Volvo XC40 Inscription (this car) $21,196 18
2023 Jeep Grand Cherokee $25,694 31 +$4,498
2023 Honda CR-V $25,917 26 +$4,721
2023 Kia Sportage $22,221 23 +$1,025
2023 GMC Acadia $27,229 21 +$6,033
2022 Jeep Wrangler $28,093 20 +$6,897

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 173 $23,698 100% 59,947 mi
2021 266 $23,092 97% 61,261 mi
2020 164 $21,132 89% 69,042 mi
2019 207 $19,800 84% 73,490 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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