2021 Volvo XC40 Momentum

VIN YV4162UK4M2432138
Typical market price
$22,497
47 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN YV4162UK4M2432138 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 47 comparable same-build listings · Market data as of September 2, 2026
Below market
$17,441
Typical price
$22,497
Above market
$24,444

See all 2021 Volvo XC40 prices — typical $22,497 →

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
$29,493 19 mi 2024-07-04

Estimate the monthly payment at the typical market price ($22,497)

This vehicle is no longer listed, so the estimate starts from $22,497 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$401
per month
60 months · 7.0% APR · $2,250 down
Amount financed
$20,247
Total interest
$3,813

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4162UK4M2432138
Trim
Momentum
Engine
Horsepower
248
Drivetrain
AWD
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Model year
2021
Made by
VOLVO CAR CORPORATION

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
25
MPG
City
22
MPG
Highway
30
MPG
$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC40 likely costs over five years at 15,000 mi/yr.

Depreciation $7,916
Fuel $9,300
Insurance $6,500
Maintenance & repairs $4,500
Total, 5 years $28,216

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC40 has 5 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

5 recall campaigns on this model year
Check accident & title history →
  • ELECTRICAL SYSTEM
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2022 XC40 Recharge vehicles.
    NHTSA campaign 21V109000
  • SEAT BELTS
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.
    NHTSA campaign 21V682000
  • ENGINE
    Volvo Car USA, LLC (Volvo) is recalling certain 2021 XC40 BEV vehicles.
    NHTSA campaign 21V881000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC40 over the last 6 months — the market firmed $730 in that span.

Apr May Jun Jul Aug Sep
Monthly price table
Month Typical price
April 2026 $23,036
May 2026 $23,910
June 2026 $23,598
July 2026 $23,700
August 2026 $23,684
September 2026 $23,766

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2021 Volvo XC40 Momentum (this car) $22,497 47
2022 Jeep Wrangler $28,145 36 +$5,648
2023 Jeep Grand Cherokee $24,900 27 +$2,403
2020 Ford Explorer $29,400 27 +$6,903
2023 Ford Escape $20,906 16 −$1,591
2020 Chevrolet Equinox $17,869 15 −$4,628

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 194 $23,970 100% 59,965 mi
2021 264 $23,035 96% 61,171 mi
2020 168 $21,548 90% 66,898 mi
2019 196 $19,848 83% 73,433 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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Volvo XC40 2020–2022 Near East Petersburg, PA
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