2021 Volvo XC40 Momentum

VIN YV4162UK4M2431684
Typical market price
$22,889
39 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN YV4162UK4M2431684 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 39 comparable same-build listings · Market data as of August 31, 2026
Below market
$18,700
Typical price
$22,889
Above market
$25,121

See all 2021 Volvo XC40 prices — typical $22,889 →

Price history for this VIN

Asking price over time

Oct 11, 2022 · $41,598 Feb 20, 2024 · $30,800

Asking prices recorded across 3 listing dates for VIN YV4162UK4M2431684, spanning 16 months.

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
Mercedes-Benz of Richmond Richmond, VA 23294 $30,800 13,410 mi 2024-02-20
Mercedes-Benz Of Richmond Henrico, VA 23294 $32,000 13 mi 2024-02-19
Volvo Cars Richmond Richmond, VA 23294 $41,598 1,103 mi 2022-10-11

Estimate the monthly payment at the typical market price ($22,889)

This vehicle is no longer listed, so the estimate starts from $22,889 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$408
per month
60 months · 7.0% APR · $2,289 down
Amount financed
$20,600
Total interest
$3,880

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4162UK4M2431684
Trim
Momentum
Engine
Horsepower
248
Drivetrain
AWD
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Model year
2021
Made by
VOLVO CAR CORPORATION

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
25
MPG
City
22
MPG
Highway
30
MPG
$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC40 likely costs over five years at 15,000 mi/yr.

Depreciation $8,054
Fuel $9,300
Insurance $5,900
Maintenance & repairs $4,500
Total, 5 years $27,754

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC40 has 5 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

5 recall campaigns on this model year
Check accident & title history →
  • ELECTRICAL SYSTEM
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2022 XC40 Recharge vehicles.
    NHTSA campaign 21V109000
  • SEAT BELTS
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.
    NHTSA campaign 21V682000
  • ENGINE
    Volvo Car USA, LLC (Volvo) is recalling certain 2021 XC40 BEV vehicles.
    NHTSA campaign 21V881000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC40 over the last 6 months — the market firmed $934 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $22,998
April 2026 $23,118
May 2026 $23,924
June 2026 $23,598
July 2026 $23,838
August 2026 $23,932

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2021 Volvo XC40 Momentum (this car) $22,889 39
2023 Jeep Wrangler $28,771 33 +$5,882
2023 Jeep Grand Cherokee $24,995 29 +$2,106
2023 Volvo XC90 $29,998 23 +$7,109
2022 Toyota RAV4 $30,499 21 +$7,610
2023 Chevrolet Equinox $16,794 19 −$6,095

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 186 $23,930 100% 60,756 mi
2021 213 $23,298 97% 61,204 mi
2020 141 $21,240 89% 67,997 mi
2019 164 $19,734 82% 73,430 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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Volvo XC40 2020–2022 Near Richmond, VA
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