This vehicle is no longer listed, so the estimate starts from $36,467 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$650

per month

60 months · 7.0% APR · $3,647 down

Amount financed

$32,820

Total interest

$6,180

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4102CM4M1728240

Engine

2.0L · V4

Horsepower

250

Drivetrain

Front-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2021

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,110 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 22 MPG combined.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC90 has 6 recall campaigns as of August 2026. EPA combined fuel economy: 22 MPG.

6 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.

NHTSA campaign 21V682000
SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.

NHTSA campaign 21V716000
AIR BAGS

Volvo Cars USA, LLC (Volvo Car) is recalling certain 2021 Volvo V60, V60 Cross Country, V90, V90 Cross Country, XC60, and XC90 vehicles.

NHTSA campaign 21V001000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a Volvo XC90 over the last 6 months — the market softened $556 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$28,720
May 2026	$27,999
June 2026	$27,483
July 2026	$27,675
August 2026	$27,644
September 2026	$28,164

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Volvo XC90 (this car)	—	0	—
2022 Toyota RAV4	$25,579	23	—
2023 Chevrolet Equinox	$18,038	20	—
2023 Ford Explorer	$27,661	20	—
2020 Jeep Wrangler	$28,533	20	—
2022 Jeep Grand Cherokee	$20,990	19	—

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	402	$29,998	100%	63,929 mi
2021	366	$27,494	92%	70,508 mi
2020	344	$23,482	78%	83,535 mi
2019	460	$20,043	67%	87,206 mi
2018	372	$17,484	58%	100,400 mi
2017	294	$15,988	53%	108,061 mi
2016	461	$14,000	47%	111,145 mi