This vehicle is no longer listed, so the estimate starts from $8,900 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$159

per month

60 months · 7.0% APR · $890 down

Amount financed

$8,010

Total interest

$1,530

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YS3DF78KXY7009508

Trim

Engine

2.0L

Transmission

Automatic

Body

Convertible/Cabriolet

Fuel

Gasoline

Model year

2000

Made by

SAAB CARS NORTH AMERICA, INC.

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2000 Saab 9-3 likely costs over five years at 15,000 mi/yr.

Fuel $11,650

Insurance $6,800

Maintenance & repairs $7,000

Total, 5 years $25,450

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2000 Saab 9-3 from EPA fueleconomy.gov, refreshed September 1, 2026.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2009	10	$7,948	100%	102,294 mi
2008	25	$7,495	94%	106,437 mi
2007	27	$6,490	82%	118,706 mi
2006	21	$6,995	88%	124,828 mi
2005	18	$5,643	71%	117,166 mi
2004	22	$5,198	65%	111,578 mi