This vehicle is no longer listed, so the estimate starts from $8,800 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$157

per month

60 months · 7.0% APR · $880 down

Amount financed

$7,920

Total interest

$1,500

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YS3DF78K727010154

Trim

Engine

2.0L · V4

Transmission

Automatic

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2002

Made by

SAAB CARS NORTH AMERICA, INC.

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,210 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 21 MPG combined.

5-year cost to own

Beyond the sticker: what this 2002 Saab 9-3 likely costs over five years at 15,000 mi/yr.

Fuel $11,050

Insurance $6,205

Maintenance & repairs $7,000

Total, 5 years $24,255

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2002 Saab 9-3 from EPA fueleconomy.gov, refreshed August 31, 2026.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2009	10	$7,948	100%	102,294 mi
2008	25	$7,495	94%	106,437 mi
2007	27	$6,490	82%	118,706 mi
2006	21	$6,995	88%	124,828 mi
2005	18	$5,643	71%	117,166 mi
2004	22	$5,198	65%	111,578 mi