Dealer	Location	Price	Mileage	Listed
Volkswagen of Ocala	Ocala, FL 34474	$25,443	26,801 mi	2026-03-26
Car Team USA	Stuart, FL 34997	$24,525	26,763 mi	2026-01-04
Showcars of Boca Raton	BOCA RATON, FL 33432	$34,440	11,520 mi	2023-01-12
THE COLLECTION PRE-OWNED	Miami, FL 33126	$37,900	11,503 mi	2022-11-30

Estimate the monthly payment at the typical market price ($25,443)

This vehicle is no longer listed, so the estimate starts from $25,443 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$453

per month

60 months · 7.0% APR · $2,544 down

Amount financed

$22,899

Total interest

$4,281

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WMWWJ9C03L3L20923

Engine

2.0L · V4

Horsepower

228

Drivetrain

FWD/Front-Wheel Drive

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2020

Made by

BMW AG

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Mini Cooper Convertible has 2 recall campaigns as of August 2026. EPA combined fuel economy: 31 MPG.

2 recall campaigns on this model year

Check accident & title history →

AIR BAGS

BMW of North America, LLC (BMW) is recalling certain 2020 X1 xDrive28i, X1 sDrive28i, X2 xDrive28i and X2 sDrive28i, 2020 MINI Clubman Cooper S All4, 2021 MINI Hardtop 2 Door…

NHTSA campaign 20V283000
STRUCTURE

BMW of North America, LLC (BMW) is recalling certain 2020 MINI Hardtop 2-Door Cooper, Cooper S, and JCW vehicles.

NHTSA campaign 19V634000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Mini Cooper Convertible from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 28, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Mini Cooper Convertible (this car)	—	0	—
2021 Mazda MX-5	$27,126	2	—
2022 BMW M440i	$45,796	2	—

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2005–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	817	$44,138	100%	517 mi
2025	38	$37,364	85%	7,870 mi
2024	140	$32,000	72%	20,044 mi
2023	61	$29,939	68%	28,640 mi
2022	41	$26,998	61%	34,589 mi
2021	20	$24,499	56%	36,906 mi
2020	27	$22,998	52%	47,073 mi
2019	62	$17,586	40%	66,248 mi