This vehicle is no longer listed, so the estimate starts from $27,910 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$497

per month

60 months · 7.0% APR · $2,791 down

Amount financed

$25,119

Total interest

$4,701

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WMW23DL08N3N52397

Engine

1.5L · V3

Horsepower

134

Drivetrain

FWD/Front-Wheel Drive

Transmission

Manual/Standard

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2022

Made by

BMW AG

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,600 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 29 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 Mini Cooper likely costs over five years at 15,000 mi/yr.

Depreciation $10,234

Fuel $8,000

Insurance $5,050

Maintenance & repairs $4,875

Total, 5 years $28,159

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2022 Mini Cooper from EPA fueleconomy.gov, refreshed August 31, 2026.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	197	$41,419	100%	—
2026	10	$39,480	95%	650 mi
2010	88	$5,997	14%	96,609 mi
2009	75	$5,998	14%	96,375 mi
2008	41	$5,995	14%	95,596 mi
2007	52	$6,169	15%	96,558 mi
2006	46	$5,918	14%	86,189 mi
2005	33	$4,920	12%	115,915 mi