This vehicle is no longer listed, so the estimate starts from $15,998 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$285

per month

60 months · 7.0% APR · $1,600 down

Amount financed

$14,398

Total interest

$2,702

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBSCD0320WEE14014

Engine

3.2L · V6

Horsepower

240

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

1998

Made by

BMW M GMBH

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 1998 BMW M3 likely costs over five years at 15,000 mi/yr.

Fuel $11,650

Insurance $6,800

Maintenance & repairs $10,500

Total, 5 years $28,950

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 1998 BMW M3 has 1 recall campaign as of August 2026. EPA combined fuel economy: 20 MPG.

1 recall campaign on this model year

Check accident & title history →

AIR BAGS

VEHICLE DESCRIPTION: PASSENGER VEHICLES. THESE VEHICLES ARE BUILT WITH A SIDE AIR BAG SYSTEM CONSISTING OF DOOR-MOUNTED THORAX AIR BAGS (REAR DOOR AIR BAGS ARE OPTIONAL), A…

NHTSA campaign 99V063001

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 1998 BMW M3 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 30, 2026.

Where the price is heading

Typical asking price for a 1998 BMW M3 over the last 4 months — the market firmed $6,851 in that span.

Feb Mar Jul Aug

Monthly price table

Month	Typical price
February 2026	$18,498
March 2026	$17,448
July 2026	$18,180
August 2026	$25,349

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	218	$100,582	100%	—
2026	96	$95,768	95%	4,348 mi
2025	112	$91,304	91%	12,525 mi
2024	110	$86,996	86%	17,140 mi
2023	90	$83,061	83%	25,702 mi
2022	72	$74,248	74%	33,739 mi
2021	43	$69,988	70%	34,456 mi
2018	98	$56,099	56%	59,771 mi