This vehicle is no longer listed, so the estimate starts from $73,398 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$1,308

per month

60 months · 7.0% APR · $7,340 down

Amount financed

$66,058

Total interest

$12,422

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBS33AY09MFL01506

Trim

M3 Competition

Engine

3.0L · V6

Horsepower

503

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 BMW M3 likely costs over five years at 15,000 mi/yr.

Depreciation $25,825

Fuel $12,250

Insurance $10,500

Maintenance & repairs $5,625

Total, 5 years $54,200

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 BMW M3 has 3 recall campaigns as of August 2026. EPA combined fuel economy: 19 MPG.

3 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 2 Series (230i, 230i xDrive, M240i, M240i xDrive), 330e, 330e Xdrive, 4 Series Coupe (430i, 430i xDrive, M440i xDrive)…

NHTSA campaign 21V554000
SERVICE BRAKES, HYDRAULIC

BMW of North America, LLC (BMW) is recalling certain 2020-2021 8 Series Coupe, Grand Coupe and convertible 840i, 840i xDrive, M850i xDrive, M8 and 740 Li, 740 Li xDrive, 750 Li…

NHTSA campaign 21V062000
SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 330i, 330i xDrive, M340i, M3, and 330e xDrive vehicles.

NHTSA campaign 21V298000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 BMW M3 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 BMW M3 over the last 6 months — the market softened $1,444 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$67,990
May 2026	$67,264
June 2026	$67,500
July 2026	$70,336
August 2026	$68,412
September 2026	$66,546

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 BMW M3 Competition (this car)	$73,398	18	—
2023 Honda Accord	$22,626	47	−$50,772
2023 Toyota Corolla	$16,998	45	−$56,400
2023 Toyota Camry	$20,999	39	−$52,399
2023 Volkswagen Jetta	$15,442	36	−$57,956
2023 Mercedes-Benz C-Class	$29,493	35	−$43,905

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 1996–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	209	$100,145	100%	—
2026	87	$94,995	95%	4,970 mi
2025	128	$90,220	90%	12,714 mi
2024	130	$86,192	86%	17,571 mi
2023	116	$82,601	82%	26,588 mi
2022	65	$75,120	75%	31,446 mi
2021	53	$69,990	70%	36,087 mi
2018	99	$55,373	55%	59,371 mi