This vehicle is no longer listed, so the estimate starts from $76,394 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$1,361

per month

60 months · 7.0% APR · $7,639 down

Amount financed

$68,755

Total interest

$12,905

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBS33AY01MFK51149

Trim

M3 Competition

Engine

3.0L · V6

Horsepower

503

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 BMW M3 likely costs over five years at 15,000 mi/yr.

Depreciation $26,879

Fuel $12,250

Insurance $8,200

Maintenance & repairs $5,625

Total, 5 years $52,954

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 BMW M3 has 3 recall campaigns as of August 2026. EPA combined fuel economy: 19 MPG.

3 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 2 Series (230i, 230i xDrive, M240i, M240i xDrive), 330e, 330e Xdrive, 4 Series Coupe (430i, 430i xDrive, M440i xDrive)…

NHTSA campaign 21V554000
SERVICE BRAKES, HYDRAULIC

BMW of North America, LLC (BMW) is recalling certain 2020-2021 8 Series Coupe, Grand Coupe and convertible 840i, 840i xDrive, M850i xDrive, M8 and 740 Li, 740 Li xDrive, 750 Li…

NHTSA campaign 21V062000
SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 330i, 330i xDrive, M340i, M3, and 330e xDrive vehicles.

NHTSA campaign 21V298000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 BMW M3 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 BMW M3 over the last 6 months — the market softened $1,730 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$69,891
April 2026	$67,990
May 2026	$67,264
June 2026	$67,500
July 2026	$70,336
August 2026	$68,161

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 BMW M3 Competition (this car)	$76,394	15	—
2022 Tesla Model 3	$24,057	18	−$52,337
2023 Nissan Sentra	$18,808	17	−$57,586
2022 Honda Accord	$23,358	16	−$53,036
2019 Volkswagen Jetta	$15,680	14	−$60,714
2023 Hyundai Elantra	$17,388	14	−$59,006

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 1996–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	212	$100,122	100%	—
2026	83	$94,895	95%	4,502 mi
2025	131	$91,073	91%	12,191 mi
2024	126	$86,092	86%	17,531 mi
2023	112	$82,037	82%	26,650 mi
2022	66	$75,054	75%	31,444 mi
2021	39	$69,900	70%	38,064 mi
2018	92	$55,274	55%	58,626 mi