This vehicle is no longer listed, so the estimate starts from $35,630 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$635

per month

60 months · 7.0% APR · $3,563 down

Amount financed

$32,067

Total interest

$6,033

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBAHF3C0XMWX32442

Trim

SDRIVE30I

Engine

2.0L · V4

Horsepower

255

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 BMW Z4 likely costs over five years at 15,000 mi/yr.

Depreciation $12,536

Fuel $9,300

Insurance $8,000

Maintenance & repairs $5,625

Total, 5 years $35,461

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 BMW Z4 has 5 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

5 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 2 Series (230i, 230i xDrive, M240i, M240i xDrive), 330e, 330e Xdrive, 4 Series Coupe (430i, 430i xDrive, M440i xDrive)…

NHTSA campaign 21V554000
FUEL SYSTEM, GASOLINE

BMW of North America, LLC (BMW) is recalling certain 2020-2021 Z4 and 2020-2021 Toyota Supra vehicles.

NHTSA campaign 20V700000
ENGINE

BMW of North America, LLC (BMW) is recalling certain 2020 M340i, M340i xDrive, 540i, 540i xDrive, X3 M40i, 2020-2021 X4 M40i, 745Le xDrive, 2019-2021 Z4 M40i, and 2020-2021…

NHTSA campaign 21V598000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 BMW Z4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 BMW Z4 over the last 6 months — the market firmed $9,000 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$39,998
May 2026	$38,616
June 2026	$39,846
July 2026	$40,993
August 2026	$43,406
September 2026	$48,998

Market by model year

Gen 1 · 2003–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	112	$65,010	100%	5,159 mi
2025	31	$58,475	90%	14,098 mi
2024	27	$57,990	89%	16,875 mi
2023	36	$46,732	72%	20,053 mi
2022	35	$44,988	69%	23,632 mi
2021	21	$41,590	64%	25,553 mi
2020	66	$36,383	56%	45,077 mi
2019	28	$32,852	51%	42,773 mi