This vehicle is no longer listed, so the estimate starts from $10,498 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$187

per month

60 months · 7.0% APR · $1,050 down

Amount financed

$9,448

Total interest

$1,772

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBAFU9C59DDY71582

Trim

i xDrive

Engine

4.4L · V8

Horsepower

400

Drivetrain

AWD/All-Wheel Drive

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2013

Made by

BMW AG

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2013 BMW 550i likely costs over five years at 15,000 mi/yr.

Fuel $11,650

Insurance $5,525

Maintenance & repairs $10,500

Total, 5 years $27,675

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2013 BMW 550i from EPA fueleconomy.gov, refreshed August 31, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2013 BMW 550i I xDrive (this car)	$10,498	10	—
2015 Honda Accord	$13,950	7	+$3,452
2014 Chevrolet Cruze	$7,999	5	−$2,499
2015 Subaru Legacy	$12,876	5	+$2,378
2015 Toyota Camry	$12,999	5	+$2,501
2014 Mercedes-Benz E-Class	$31,488	4	+$20,990