This vehicle is no longer listed, so the estimate starts from $36,057 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$643

per month

60 months · 7.0% APR · $3,606 down

Amount financed

$32,451

Total interest

$6,129

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBA7W4C06MCF09448

Trim

xDrive

Engine

2.0L · V6

Horsepower

282

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Electric

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

EPA efficiency (MPGe)

Combined

MPGe

City

MPGe

Highway

MPGe

Electric — running cost depends on local electricity rates, so no gallon-based estimate is shown.

5-year cost to own

Beyond the sticker: what this 2021 BMW 745e xDrive likely costs over five years at 15,000 mi/yr.

Depreciation $12,687

Fuel $6,300

Insurance $8,250

Maintenance & repairs $5,625

Total, 5 years $32,862

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2021 BMW 745e xDrive from EPA fueleconomy.gov, refreshed August 31, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 BMW 745e xDrive (this car)	$36,057	11	—
2023 Honda Accord	$22,695	27	−$13,362
2023 Nissan Sentra	$16,654	21	−$19,403
2020 Honda Civic	$18,694	21	−$17,363
2019 Volkswagen Jetta	$16,650	20	−$19,407
2023 Nissan Altima	$17,596	17	−$18,461