This vehicle is no longer listed, so the estimate starts from $60,415 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$1,077

per month

60 months · 7.0% APR · $6,042 down

Amount financed

$54,373

Total interest

$10,247

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBA23FB02TFX01329

Trim

Gran Coupe

Engine

2.0L · V4

Horsepower

255

Drivetrain

Rear-Wheel Drive

Body

Hatchback/Liftback/Notchback

Fuel

Gasoline

Doors

Model year

2026

Made by

BMW AG

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2026 BMW 430i likely costs over five years at 15,000 mi/yr.

Depreciation $27,791

Fuel $7,500

Insurance $9,200

Maintenance & repairs $3,000

Total, 5 years $47,491

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2026 BMW 430i has 1 recall campaign as of August 2026. EPA combined fuel economy: 31 MPG.

1 recall campaign on this model year

Check accident & title history →

ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2026 M4 and 430i vehicles.

NHTSA campaign 25V643000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2026 BMW 430i from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2026 BMW 430I over the last 6 months — the market softened $4,390 in that span.

Mar May Jun Jul Aug Sep

Monthly price table

Month	Typical price
March 2026	$63,475
May 2026	$57,696
June 2026	$60,750
July 2026	$60,619
August 2026	$60,600
September 2026	$59,085

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2026 BMW 430i Gran Coupe (this car)	$60,415	177	—
2026 Honda Civic	$29,175	74	−$31,240
2026 Mazda MAZDA3	$28,710	27	−$31,705
2025 Audi A5	$40,316	10	−$20,099
2026 Volkswagen Golf GTI	$37,138	9	−$23,277
2026 Kia K4	$26,610	8	−$33,805

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2017–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	439	$65,125	100%	—
2026	856	$59,370	91%	4,591 mi
2025	230	$43,066	66%	20,294 mi
2024	402	$39,599	61%	29,385 mi
2023	283	$36,299	56%	37,830 mi
2022	246	$32,998	51%	48,032 mi
2021	157	$29,998	46%	54,133 mi
2020	114	$22,652	35%	68,715 mi