2023 BMW M550i xDrive

VIN WBA13BK05PCL43686
Typical market price
$56,924
43 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN WBA13BK05PCL43686 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 43 comparable same-build listings · Market data as of September 1, 2026
Below market
$49,522
Typical price
$56,924
Above market
$61,480

No active listings of this exact VIN right now.

Estimate the monthly payment at the typical market price ($56,924)

This vehicle is no longer listed, so the estimate starts from $56,924 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$1,014
per month
60 months · 7.0% APR · $5,692 down
Amount financed
$51,232
Total interest
$9,608

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBA13BK05PCL43686
Trim
xDrive
Engine
4.4L · V8
Horsepower
523
Drivetrain
AWD/All-Wheel Drive
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2023
Made by
BMW AG

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
20
MPG
City
17
MPG
Highway
25
MPG
$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 BMW M550i xDrive likely costs over five years at 15,000 mi/yr.

Depreciation $21,562
Fuel $11,650
Insurance $9,200
Maintenance & repairs $3,000
Total, 5 years $45,412

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2023 BMW M550i xDrive has 1 recall campaign as of August 2026. EPA combined fuel economy: 20 MPG.

1 recall campaign on this model year
Check accident & title history →
  • POWER TRAIN
    BMW of North America, LLC (BMW) is recalling certain 2022-2026 840i, 840i xDrive, 2021-2023 540i, 540i xDrive, M550i xDrive, and 2024-2026 750e xDrive vehicles.
    NHTSA campaign 26V525000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2023 BMW M550i xDrive from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 31, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2023 BMW M550i xDrive (this car) $56,924 43
2025 Toyota Camry $28,062 81 −$28,862
2024 Honda Accord $25,992 64 −$30,932
2024 Nissan Sentra $18,071 42 −$38,853
2023 Volkswagen Jetta $19,375 39 −$37,549
2025 Honda Civic $25,307 36 −$31,617

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

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