2023 BMW M550i xDrive

VIN WBA13BK04PCN58640
Typical market price
$56,771
43 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN WBA13BK04PCN58640 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 43 comparable same-build listings · Market data as of September 2, 2026
Below market
$49,522
Typical price
$56,771
Above market
$61,480

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
$68,250 14 mi 2024-08-03

Estimate the monthly payment at the typical market price ($56,771)

This vehicle is no longer listed, so the estimate starts from $56,771 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$1,012
per month
60 months · 7.0% APR · $5,677 down
Amount financed
$51,094
Total interest
$9,626

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBA13BK04PCN58640
Trim
xDrive
Engine
4.4L · V8
Horsepower
523
Drivetrain
AWD/All-Wheel Drive
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2023
Made by
BMW AG

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
20
MPG
City
17
MPG
Highway
25
MPG
$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 BMW M550i xDrive likely costs over five years at 15,000 mi/yr.

Depreciation $21,504
Fuel $11,650
Insurance $7,360
Maintenance & repairs $3,000
Total, 5 years $43,514

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2023 BMW M550i xDrive has 1 recall campaign as of August 2026. EPA combined fuel economy: 20 MPG.

1 recall campaign on this model year
Check accident & title history →
  • POWER TRAIN
    BMW of North America, LLC (BMW) is recalling certain 2022-2026 840i, 840i xDrive, 2021-2023 540i, 540i xDrive, M550i xDrive, and 2024-2026 750e xDrive vehicles.
    NHTSA campaign 26V525000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2023 BMW M550i xDrive from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 31, 2026.

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