This vehicle is no longer listed, so the estimate starts from $40,095 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$715

per month

60 months · 7.0% APR · $4,010 down

Amount financed

$36,085

Total interest

$6,815

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for SUXTY5C07M9E39262

Model year

2021

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,910 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 16 MPG combined.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 BMW X3 has 11 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 16 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 BMW X3 SUV AWD

11 recall campaigns on this model year

Check accident & title history →

BACK OVER PREVENTION

BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i…

NHTSA campaign 20V598000
BACK OVER PREVENTION

BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5…

NHTSA campaign 21V096000
FUEL SYSTEM, GASOLINE

BMW of North America, LLC (BMW) is recalling certain 2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, and X4, and 2021 X4 xDrive30i vehicles.

NHTSA campaign 21V199000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 BMW X3 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a BMW X3 over the last 6 months — the market firmed $349 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$25,253
May 2026	$25,760
June 2026	$25,598
July 2026	$25,306
August 2026	$24,996
September 2026	$25,602

Market by model year

Gen 1 · 2004–2021

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2021	830	$24,744	100%	65,360 mi
2020	608	$22,442	91%	70,195 mi
2019	1,156	$18,400	74%	80,633 mi
2018	397	$17,500	71%	86,978 mi
2017	476	$12,898	52%	96,336 mi
2016	345	$11,700	47%	104,876 mi
2015	176	$10,995	44%	106,414 mi
2014	311	$8,995	36%	110,371 mi