This vehicle is no longer listed, so the estimate starts from $382,499 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$6,817

per month

60 months · 7.0% APR · $38,250 down

Amount financed

$344,249

Total interest

$64,771

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for SCATT6C09MU207253

Engine

6.7L · V12

Horsepower

563

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Made by

ROLLS ROYCE MOTOR CARS

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$3,320 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 14 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Rolls-Royce Phantom likely costs over five years at 15,000 mi/yr.

Depreciation $134,583

Fuel $16,600

Insurance $5,050

Maintenance & repairs $3,750

Total, 5 years $159,983

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Rolls-Royce Phantom has 2 recall campaigns as of August 2026. EPA combined fuel economy: 14 MPG.

2 recall campaigns on this model year

Check accident & title history →

BACK OVER PREVENTION

Rolls-Royce Motor Cars, Ltd. (Rolls-Royce) is recalling certain 2019-2022 Rolls-Royce Phantom vehicles.

NHTSA campaign 21V855000
SEAT BELTS

BMW of North America, LLC (BMW) is recalling certain 2021 2 Series (230i, 230i xDrive, M240i, M240i xDrive), 330e, 330e Xdrive, 4 Series Coupe (430i, 430i xDrive, M440i xDrive)…

NHTSA campaign 21V554000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Rolls-Royce Phantom from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 16, 2026.