This vehicle is no longer listed, so the estimate starts from $225,100 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$4,012

per month

60 months · 7.0% APR · $22,510 down

Amount financed

$202,590

Total interest

$38,130

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for SCAFK4C00LUX54804

Engine

6.6L · V12

Horsepower

563

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Made by

ROLLS ROYCE MOTOR CARS

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$3,320 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 14 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Rolls-Royce Ghost likely costs over five years at 15,000 mi/yr.

Depreciation $73,502

Fuel $16,600

Insurance $10,500

Maintenance & repairs $3,750

Total, 5 years $104,352

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Rolls-Royce Ghost from EPA fueleconomy.gov, refreshed September 1, 2026.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	18	$446,324	100%	—
2026	17	$427,330	96%	1,369 mi
2025	14	$391,277	88%	4,015 mi
2024	12	$315,440	71%	6,696 mi
2023	19	$279,990	63%	12,134 mi
2022	35	$267,000	60%	12,457 mi
2021	34	$230,144	52%	17,118 mi
2015	10	$119,824	27%	32,547 mi