This vehicle is no longer listed, so the estimate starts from $28,047 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$500

per month

60 months · 7.0% APR · $2,805 down

Amount financed

$25,242

Total interest

$4,758

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for S4SWMAPD4C3480524

Model year

2020

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Subaru Ascent has 5 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Subaru Ascent SUV AWD

5 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2020 Legacy and Outback vehicles.

NHTSA campaign 21V955000
STEERING

Subaru of America, Inc. (Subaru) is recalling certain 2020 Ascent vehicles. Due to an incorrect tapered hole in the housing, the front tie rod ends may not fit properly.

NHTSA campaign 21V954000
FUEL SYSTEM, GASOLINE

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2018 Forester, 2018-2020 Impreza, Legacy, Outback, 2018-2019 BRZ, WRX, and Toyota 86 vehicles.

NHTSA campaign 21V587000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Subaru Ascent from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a Subaru Ascent over the last 6 months — the market softened $1,100 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$21,812
May 2026	$21,341
June 2026	$21,266
July 2026	$21,138
August 2026	$20,490
September 2026	$20,712

Market by model year

Gen 1 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	489	$50,498	100%	—
2026	3,860	$50,070	99%	563 mi
2025	1,001	$37,967	75%	17,660 mi
2024	919	$33,743	67%	37,071 mi
2023	1,352	$30,500	60%	47,251 mi
2022	891	$26,317	52%	64,375 mi
2021	661	$22,579	45%	80,867 mi
2020	638	$20,204	40%	88,867 mi