This vehicle is no longer listed, so the estimate starts from $17,750 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$316

per month

60 months · 7.0% APR · $1,775 down

Amount financed

$15,975

Total interest

$2,985

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JM1NC2MF4C0220544

Trim

Touring

Engine

2.0L

Drivetrain

Rear-Wheel Drive

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2012

Made by

MAZDA MOTOR CORPORATION

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2012 Mazda MX-5 Miata likely costs over five years at 15,000 mi/yr.

Fuel $10,100

Insurance $8,925

Maintenance & repairs $5,950

Total, 5 years $24,975

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2012 Mazda MX-5 Miata from EPA fueleconomy.gov, refreshed August 17, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2012 Mazda MX-5 Touring (this car)	$17,750	7	—
2013 Bentley Continental	$66,900	17	+$49,150
2014 Volkswagen Beetle	$15,580	7	−$2,170
2013 Mercedes-Benz SL-Class	$24,970	6	+$7,220
2012 Maserati Granturismo	$36,900	6	+$19,150
2014 Mini Cooper Convertible	$9,700	5	−$8,050