2020 BMW X4

VIN 5YMUJ0C09L9B76680 ABOVE TYPICAL · $3,107 above typical price Ann Arbor, MI
Listed at
$43,359
typical market $40,252 · 38 comps

This 2020 BMW X4 is listed at $43,359 with 47,165 miles in Ann Arbor, MI.

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Full history for VIN 5YMUJ0C09L9B76680 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 38 comparable same-build listings · Market data as of September 4, 2026
This vehicle · $43,359
Below market
$34,692
Typical price
$40,252
Above market
$47,992

This vehicle: $43,359 — $3,107 above the typical market price ($40,252)

Asking $43,359 · typical market price $40,252 · based on 38 comparable same-build listings.

See all 2020 BMW X4 prices — typical $40,252 →

Price history for this VIN

Asking price over time

Apr 23, 2021 · $70,988 Aug 27, 2026 · $43,359

Asking prices recorded across 3 listing dates for VIN 5YMUJ0C09L9B76680, spanning 5 years 4 months.

Dealer Location Price Mileage Listed
Driveway Ann Arbor, MI 48106 $43,359 47,165 mi 2026-08-27

Former listings

Dealer Location Price Mileage Listed
Mercedes Benz of Gilbert Gilbert, AZ 85297 $48,604 29,828 mi 2024-08-13
Sewell BMW of Grapevine Grapevine, TX 76051 $70,988 3,428 mi 2021-04-23

What would this 2020 BMW X4 cost per month?

Estimate the monthly payment on a $43,359 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$773
per month
60 months · 7.0% APR · $4,336 down
Amount financed
$39,023
Total interest
$7,357

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5YMUJ0C09L9B76680
Engine
Drivetrain
All-Wheel Drive
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Doors
4
Model year
2020
Made by
BMW MANUFACTURER CORPORATION / BMW NORTH AMERICA

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
16
MPG
City
14
MPG
Highway
19
MPG
$2,910 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 16 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 BMW X4 likely costs over five years at 15,000 mi/yr.

Depreciation $14,158
Fuel $14,550
Insurance $8,900
Maintenance & repairs $5,625
Total, 5 years $43,233

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 BMW X4 has 10 recall campaigns as of August 2026. EPA combined fuel economy: 16 MPG.

10 recall campaigns on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i…
    NHTSA campaign 20V598000
  • BACK OVER PREVENTION
    BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5…
    NHTSA campaign 21V096000
  • ELECTRICAL SYSTEM
    BMW of North America, LLC (BMW) is recalling certain 2019-2020 X4 xDrive30i and X4 M40i, and 2018-2020 X3 sDrive30i, X3 xDrive30i, X3 M40i, and X3M vehicles.
    NHTSA campaign 20V152000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 BMW X4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 BMW X4 over the last 6 months — the market firmed $851 in that span.

Apr May Jun Jul Aug Sep
Monthly price table
Month Typical price
April 2026 $27,999
May 2026 $27,520
June 2026 $29,975
July 2026 $29,873
August 2026 $28,998
September 2026 $28,850

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 BMW X4 (this car) $43,359 38
2020 Chevrolet Equinox $14,396 104 −$28,963
2019 Jeep Grand Cherokee $18,122 90 −$25,237
2018 Ford Escape $12,646 78 −$30,713
2019 Jeep Cherokee $15,500 63 −$27,859
2018 Ford Explorer $23,086 55 −$20,273

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2025 190 $48,648 100% 15,788 mi
2024 249 $46,220 95% 29,412 mi
2023 224 $41,472 85% 39,229 mi
2022 195 $36,158 74% 50,477 mi
2021 157 $33,141 68% 64,684 mi
2020 110 $32,162 66% 64,883 mi
2019 121 $23,988 49% 79,813 mi
2018 71 $16,399 34% 93,695 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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