This vehicle is no longer listed, so the estimate starts from $27,845 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$496

per month

60 months · 7.0% APR · $2,785 down

Amount financed

$25,060

Total interest

$4,700

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5UXUJ5C54KLA93403

Trim

M40I

Engine

3.0L · V6

Horsepower

355

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2019

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2019 BMW X4 likely costs over five years at 15,000 mi/yr.

Depreciation $8,663

Fuel $10,100

Insurance $8,700

Maintenance & repairs $5,625

Total, 5 years $33,088

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2019 BMW X4 has 7 recall campaigns as of August 2026. EPA combined fuel economy: 23 MPG.

7 recall campaigns on this model year

Check accident & title history →

SERVICE BRAKES, HYDRAULIC

BMW of North America, LLC (BMW) is recalling certain 2018-2019 BMW X3 sDrive30i, X3 xDrive30i, X3 M40i and certain 2019 X4 xDrive30i and X4 M40i vehicles.

NHTSA campaign 18V453000
BACK OVER PREVENTION

BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5…

NHTSA campaign 21V096000
ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2019-2020 X4 xDrive30i and X4 M40i, and 2018-2020 X3 sDrive30i, X3 xDrive30i, X3 M40i, and X3M vehicles.

NHTSA campaign 20V152000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2019 BMW X4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2019 BMW X4 over the last 6 months — the market softened $11 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$23,999
April 2026	$24,999
May 2026	$24,979
June 2026	$24,969
July 2026	$24,031
August 2026	$23,988

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2019 BMW X4 M40i (this car)	$27,845	22	—
2021 Jeep Grand Cherokee	$19,070	43	−$8,775
2018 Jeep Wrangler	$21,995	35	−$5,850
2019 Honda CR-V	$21,060	29	−$6,785
2018 Ford Explorer	$17,836	24	−$10,009
2017 BMW X5	$22,999	23	−$4,846

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2025	188	$48,976	100%	15,840 mi
2024	209	$45,967	94%	30,049 mi
2023	194	$40,998	84%	38,119 mi
2022	185	$36,902	75%	49,814 mi
2021	124	$32,724	67%	64,784 mi
2020	106	$31,999	65%	65,564 mi
2019	80	$23,898	49%	77,391 mi
2018	68	$16,950	35%	91,822 mi