This vehicle is no longer listed, so the estimate starts from $13,995 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$249

per month

60 months · 7.0% APR · $1,400 down

Amount financed

$12,595

Total interest

$2,345

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5LMJJ3NT7LEL09731

Trim

Standard

Engine

3.5L · V6

Horsepower

310

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Pull the original window sticker →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,580 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 18 MPG combined.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln Navigator L has 13 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 18 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Lincoln Navigator SUV 4WD

13 recall campaigns on this model year

Check accident & title history →

SEATS

Ford Motor Company (Ford) is recalling certain 2020 Ford Expedition and Lincoln Navigator vehicles.

NHTSA campaign 20V366000
ELECTRICAL SYSTEM

Ford Motor Company (Ford) is recalling certain 2020 Ford Expedition and Lincoln Navigator vehicles equipped with camera-only Pre-Collision Assist feature.

NHTSA campaign 20V262000
VISIBILITY

Ford Motor Company (Ford) is recalling certain 2020-2021 F-150, Expedition, 2020-2022 Super Duty F-250, F-350, F-450, F-550, and 2020-2021 Lincoln Navigator vehicles.

NHTSA campaign 22V250000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln Navigator L from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a Lincoln Navigator L over the last 6 months — the market softened $500 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$36,000
April 2026	$35,638
May 2026	$36,708
June 2026	$34,183
July 2026	$35,586
August 2026	$35,500

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lincoln Navigator L Standard (this car)	—	0	—
2022 Jeep Wrangler	$29,230	42	—
2022 Jeep Grand Cherokee	$23,063	34	—
2021 Toyota RAV4	$26,917	28	—
2018 Ford Escape	$14,423	25	—
2022 Volkswagen Tiguan	$19,998	25	—

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2017–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	549	$114,090	100%	—
2026	533	$108,340	95%	—
2025	265	$85,915	75%	12,596 mi
2024	218	$67,422	59%	35,070 mi
2023	192	$58,024	51%	50,538 mi
2022	136	$49,136	43%	63,188 mi
2021	119	$39,499	35%	82,164 mi
2020	112	$33,995	30%	96,622 mi