This vehicle is no longer listed, so the estimate starts from $9,062 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$161

per month

60 months · 7.0% APR · $906 down

Amount financed

$8,156

Total interest

$1,504

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4USBT33474LS48633

Trim

2.5I

Engine

2.5L · V6

Horsepower

184

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2004

Made by

BMW MANUFACTURER CORPORATION / BMW NORTH AMERICA

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,210 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 21 MPG combined.

5-year cost to own

Beyond the sticker: what this 2004 BMW Z4 likely costs over five years at 15,000 mi/yr.

Fuel $11,050

Insurance $6,800

Maintenance & repairs $10,500

Total, 5 years $28,350

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2004 BMW Z4 has 1 recall campaign as of August 2026. EPA combined fuel economy: 21 MPG.

1 recall campaign on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

ON CERTAIN PASSENGER VEHICLES, UNDER CERTAIN ENVIRONMENTAL CONDITIONS, A VAPOR LOCK IN THE FUEL PUMP COULD OCCUR CAUSING THE ENGINE TO STALL.

NHTSA campaign 04V182000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2004 BMW Z4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 28, 2026.

Where the price is heading

Typical asking price for a 2004 BMW Z4 over the last 6 months — the market firmed $23 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$10,985
May 2026	$10,272
June 2026	$8,992
July 2026	$9,972
August 2026	$12,108
September 2026	$11,008

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	109	$65,010	100%	5,510 mi
2025	32	$54,478	84%	14,227 mi
2024	25	$56,990	88%	17,190 mi
2023	32	$46,732	72%	18,800 mi
2022	40	$44,710	69%	25,621 mi
2021	20	$41,682	64%	25,438 mi
2020	62	$35,880	55%	45,948 mi
2019	31	$32,749	50%	40,836 mi