This vehicle is no longer listed, so the estimate starts from $22,410 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$399

per month

60 months · 7.0% APR · $2,241 down

Amount financed

$20,169

Total interest

$3,771

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4T1E31AK4LU533352

Trim

Engine

2.5L · V4

Horsepower

176

Drivetrain

4x2

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Made by

TOYOTA MOTOR MANUFACTURING, KENTUCKY, INC.

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,790 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 26 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Toyota Camry likely costs over five years at 15,000 mi/yr.

Depreciation $7,318

Fuel $8,950

Insurance $10,500

Maintenance & repairs $3,188

Total, 5 years $29,956

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Toyota Camry has 3 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 26 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2020 Toyota CAMRY 4 DR AWD

3 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 4Runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020…

NHTSA campaign 20V682000
ENGINE AND ENGINE COOLING

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020 Toyota Avalon Hybrid, Camry, Camry Hybrid and Lexus ES300h and 2019-2020 RAV4 and RAV4 Hybrid vehicles…

NHTSA campaign 20V064000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350,…

NHTSA campaign 23V865000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Toyota Camry from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Toyota Camry over the last 6 months — the market firmed $872 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$20,900
May 2026	$20,875
June 2026	$20,997
July 2026	$20,969
August 2026	$20,890
September 2026	$21,772

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Toyota Camry LE (this car)	$22,410	10	—
2022 Dodge Charger	$27,480	14	+$5,070
2020 Chevrolet Malibu	$10,984	12	−$11,426
2022 Nissan Altima	$13,628	6	−$8,782
2018 Kia Stinger	$17,980	5	−$4,430
2020 Ford Fusion	$12,888	4	−$9,522

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 5 · 2018–2024

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2024	3,171	$27,075	100%	45,664 mi
2023	2,666	$25,595	95%	57,149 mi
2022	1,814	$23,856	88%	70,284 mi
2021	1,438	$22,238	82%	80,341 mi
2020	1,369	$20,301	75%	88,237 mi
2019	1,208	$18,995	70%	97,492 mi
2018	1,423	$17,998	66%	101,869 mi