This vehicle is no longer listed, so the estimate starts from $22,281 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$397

per month

60 months · 7.0% APR · $2,228 down

Amount financed

$20,053

Total interest

$3,767

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4S4WMAPD8M3410574

Engine

2.4L · V4

Horsepower

260

Drivetrain

All-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2021

Made by

SUBARU OF AMERICA, INC

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Look up the factory Monroney sticker by VIN →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Subaru Ascent likely costs over five years at 15,000 mi/yr.

Depreciation $7,840

Fuel $10,100

Insurance $7,900

Maintenance & repairs $3,750

Total, 5 years $29,590

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Subaru Ascent has 2 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Subaru Ascent SUV AWD

2 recall campaigns on this model year

Check accident & title history →

ELECTRICAL SYSTEM

Subaru of America, Inc. (Subaru) is recalling certain 2019-2022 Ascent vehicles.

NHTSA campaign 22V907000
EQUIPMENT

Subaru of America, Inc. (Subaru) is recalling certain 2026 Crosstrek Hybrid, 2025-2026 Forester Hybrid, Forester, and 2019-2026 Ascent vehicles.

NHTSA campaign 26V436000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Subaru Ascent from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Subaru Ascent over the last 6 months — the market softened $500 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$23,628
April 2026	$23,995
May 2026	$23,658
June 2026	$23,388
July 2026	$23,370
August 2026	$23,128

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Subaru Ascent (this car)	$22,281	126	—
2020 Jeep Grand Cherokee	$25,698	30	+$3,417
2021 Jeep Wrangler	$30,515	28	+$8,234
2019 Toyota Highlander	$32,990	23	+$10,709
2023 Toyota 4Runner	$42,090	21	+$19,809
2020 Ford Explorer	$25,832	20	+$3,551

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	242	$47,985	100%	—
2026	4,039	$49,866	104%	—
2025	947	$38,244	80%	17,518 mi
2024	897	$33,925	71%	36,810 mi
2023	1,347	$30,462	63%	47,551 mi
2022	855	$26,446	55%	63,837 mi
2021	532	$22,487	47%	80,953 mi
2020	605	$19,950	42%	91,003 mi