This vehicle is no longer listed, so the estimate starts from $22,444 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$400

per month

60 months · 7.0% APR · $2,244 down

Amount financed

$20,200

Total interest

$3,800

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4S4WMAPD5M3403310

Trim

Limited 7 Passenger

Engine

2.4L · V4

Horsepower

260

Drivetrain

All-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2021

Made by

SUBARU OF AMERICA, INC

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Subaru Ascent likely costs over five years at 15,000 mi/yr.

Depreciation $7,897

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $29,747

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Subaru Ascent has 2 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Subaru Ascent SUV AWD

2 recall campaigns on this model year

Check accident & title history →

ELECTRICAL SYSTEM

Subaru of America, Inc. (Subaru) is recalling certain 2019-2022 Ascent vehicles.

NHTSA campaign 22V907000
EQUIPMENT

Subaru of America, Inc. (Subaru) is recalling certain 2026 Crosstrek Hybrid, 2025-2026 Forester Hybrid, Forester, and 2019-2026 Ascent vehicles.

NHTSA campaign 26V436000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Subaru Ascent from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Subaru Ascent over the last 6 months — the market softened $564 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$23,628
April 2026	$23,995
May 2026	$23,658
June 2026	$23,376
July 2026	$23,345
August 2026	$23,064

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Subaru Ascent Limited 7 Passenger (this car)	$22,444	132	—
2023 Nissan Rogue	$22,995	27	+$551
2023 Hyundai Tucson	$24,999	27	+$2,555
2023 Toyota RAV4	$26,499	27	+$4,055
2019 Jeep Cherokee	$19,624	25	−$2,820
2022 Chevrolet Equinox	$20,500	25	−$1,944

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	286	$47,242	100%	—
2026	4,015	$49,838	105%	512 mi
2025	981	$38,244	81%	17,305 mi
2024	902	$33,980	72%	36,710 mi
2023	1,392	$30,489	65%	47,331 mi
2022	851	$26,390	56%	63,556 mi
2021	537	$22,399	47%	81,492 mi
2020	613	$19,964	42%	90,676 mi