This vehicle is no longer listed, so the estimate starts from $20,105 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$358

per month

60 months · 7.0% APR · $2,011 down

Amount financed

$18,094

Total interest

$3,386

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4S4WMAED4L3404577

Engine

2.4L · V4

Horsepower

260

Drivetrain

AWD/All-Wheel Drive

Transmission

Continuously Variable Transmission (CVT)

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2020

Made by

SUBARU OF AMERICA, INC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Look up the factory Monroney sticker by VIN →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Subaru Ascent likely costs over five years at 15,000 mi/yr.

Depreciation $6,565

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $28,415

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Subaru Ascent has 5 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Subaru Ascent SUV AWD

5 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2020 Legacy and Outback vehicles.

NHTSA campaign 21V955000
STEERING

Subaru of America, Inc. (Subaru) is recalling certain 2020 Ascent vehicles. Due to an incorrect tapered hole in the housing, the front tie rod ends may not fit properly.

NHTSA campaign 21V954000
FUEL SYSTEM, GASOLINE

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2018 Forester, 2018-2020 Impreza, Legacy, Outback, 2018-2019 BRZ, WRX, and Toyota 86 vehicles.

NHTSA campaign 21V587000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Subaru Ascent from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Subaru Ascent over the last 6 months — the market softened $397 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$20,995
April 2026	$21,798
May 2026	$21,376
June 2026	$21,266
July 2026	$21,186
August 2026	$20,598

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Subaru Ascent (this car)	$20,105	6	—
2019 Nissan Rogue	$17,174	13	−$2,931
2022 Volkswagen Tiguan	$19,670	13	−$435
2019 GMC Terrain	$18,984	8	−$1,121
2020 Honda CR-V	$22,835	8	+$2,730
2022 Chevrolet Equinox	$16,736	6	−$3,369

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	242	$47,985	100%	—
2026	4,039	$49,866	104%	—
2025	947	$38,244	80%	17,518 mi
2024	897	$33,925	71%	36,810 mi
2023	1,347	$30,462	63%	47,551 mi
2022	855	$26,446	55%	63,837 mi
2021	532	$22,487	47%	80,953 mi
2020	605	$19,950	42%	91,003 mi