This vehicle is no longer listed, so the estimate starts from $20,590 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$367

per month

60 months · 7.0% APR · $2,059 down

Amount financed

$18,531

Total interest

$3,489

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4S4WMAED1L3441764

Engine

2.4L · V4

Horsepower

260

Drivetrain

AWD/All-Wheel Drive

Transmission

Continuously Variable Transmission (CVT)

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2020

Made by

SUBARU OF AMERICA, INC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Subaru Ascent likely costs over five years at 15,000 mi/yr.

Depreciation $6,723

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $28,573

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Subaru Ascent has 5 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Subaru Ascent SUV AWD

5 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2020 Legacy and Outback vehicles.

NHTSA campaign 21V955000
STEERING

Subaru of America, Inc. (Subaru) is recalling certain 2020 Ascent vehicles. Due to an incorrect tapered hole in the housing, the front tie rod ends may not fit properly.

NHTSA campaign 21V954000
FUEL SYSTEM, GASOLINE

Subaru of America, Inc. (Subaru) is recalling certain 2019-2020 Ascent, 2018 Forester, 2018-2020 Impreza, Legacy, Outback, 2018-2019 BRZ, WRX, and Toyota 86 vehicles.

NHTSA campaign 21V587000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Subaru Ascent from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Subaru Ascent over the last 6 months — the market softened $635 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$21,798
May 2026	$21,376
June 2026	$21,266
July 2026	$21,132
August 2026	$20,589
September 2026	$21,163

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Subaru Ascent (this car)	$20,590	7	—
2021 Chevrolet Tahoe	$33,105	22	+$12,515
2021 Chevrolet Equinox	$14,896	21	−$5,694
2022 Jeep Wrangler	$25,125	21	+$4,535
2022 Ford Explorer	$18,722	19	−$1,868
2018 Toyota RAV4	$23,276	18	+$2,686

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	286	$47,242	100%	—
2026	4,015	$49,838	105%	512 mi
2025	981	$38,244	81%	17,305 mi
2024	902	$33,980	72%	36,710 mi
2023	1,392	$30,489	65%	47,331 mi
2022	851	$26,390	56%	63,556 mi
2021	537	$22,399	47%	81,492 mi
2020	613	$19,964	42%	90,676 mi