Estimate the monthly payment on a $38,200 vehicle. Move the numbers to match your own loan.
10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$681
per month
60 months · 7.0% APR · $3,820 down
Amount financed
$34,380
Total interest
$6,480
Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.
Fuel economy (EPA)
Combined
35
MPG
City
35
MPG
Highway
36
MPG
$1,330/yr est. fuel
Assumes 15,000 miles a year at $3.10/gallon and 35 MPG combined.
5-year cost to own
Beyond the sticker: what this 2027 Kia Sportage Hybrid likely costs over five years at 15,000 mi/yr.
Depreciation$17,572
Fuel$6,650
Insurance$7,475
Maintenance & repairs$1,800
Total, 5 years$33,497
Estimate — insurance and taxes vary by driver and state.
Model-level data for the 2027 Kia Sportage Hybrid from EPA fueleconomy.gov, refreshed July 28, 2026.
Market by model year
Gen 2 · 2026–present
What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.
