This vehicle is no longer listed, so the estimate starts from $105,880 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$1,887

per month

60 months · 7.0% APR · $10,588 down

Amount financed

$95,292

Total interest

$17,928

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5LMJJ3LGXTEL09700

Trim

Reserve

Engine

3.5L · V6

Drivetrain

4WD/4-Wheel Drive/4x4

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Flexible Fuel Vehicle (FFV)

Doors

Model year

2026

Made by

FORD MOTOR COMPANY

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Look up the factory Monroney sticker by VIN →

5-year cost to own

Beyond the sticker: what this 2026 Lincoln Navigator L likely costs over five years at 15,000 mi/yr.

Depreciation $48,705

Fuel $10,100

Insurance $12,075

Maintenance & repairs $2,400

Total, 5 years $73,280

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2026 Lincoln Navigator L has 2 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★☆☆

3 of 5 · NHTSA

Tested configuration: 2026 LINCOLN NAVIGATOR L SUV N/A 4WD

2 recall campaigns on this model year

Check accident & title history →

ELECTRICAL SYSTEM

Ford Motor Company (Ford) is recalling certain 2021-2026 F-150, 2022-2026 F-250 SD, F-350 SD, F-450 SD, F-550 SD, Maverick, 2024-2026 Ranger, 2023-2026 F-600 SD, 2022-2027…

NHTSA campaign 26V104000
SEATS

Ford Motor Company (Ford) is recalling certain 2026 Lincoln Navigator vehicles.

NHTSA campaign 26V120000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2026 Lincoln Navigator L from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2026 Lincoln Navigator L over the last 6 months — the market softened $5,398 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$112,378
April 2026	$108,640
May 2026	$105,603
June 2026	$105,227
July 2026	$107,115
August 2026	$106,980

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2026 Lincoln Navigator L Reserve (this car)	$105,880	285	—
2026 Chevrolet Trax	$24,608	108	−$81,272
2026 Ford Bronco	$53,850	105	−$52,030
2026 Ford Explorer	$45,820	86	−$60,060
2027 Chevrolet Equinox	$31,030	64	−$74,850
2026 Jeep Wrangler	$48,590	58	−$57,290

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2017–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	455	$113,840	100%	—
2026	469	$106,516	94%	—
2025	248	$84,627	74%	12,868 mi
2024	182	$67,704	59%	36,817 mi
2023	173	$57,494	51%	51,803 mi
2022	113	$49,869	44%	60,486 mi
2021	94	$39,954	35%	78,349 mi
2020	94	$33,908	30%	94,770 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

Watch the price on this model

Prices move every week. We'll email you when the typical asking price for a 2026 Lincoln Navigator L moves 3% or more — no account, one-click unsubscribe.