2023 BMW M550i xDrive

VIN WBA13BK0XPCM85645 FAIR PRICE · within $628 of the typical market price Kansas City, MO
Listed at
$57,077
typical market $56,449 · 43 comps

This 2023 BMW M550i xDrive is listed at $57,077 with 28,278 miles in Kansas City, MO.

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Full history for VIN WBA13BK0XPCM85645 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Every past listing: price, dealer, photos
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Market price range

Based on 43 comparable same-build listings · Market data as of August 18, 2026
This vehicle · $57,077
Below market
$49,446
Typical price
$56,449
Above market
$61,856

This vehicle: $57,077 — within $628 of the typical market price ($56,449)

Asking $57,077 · typical market price $56,449 · based on 43 comparable same-build listings.

See all 2023 BMW M550I prices — typical $56,449 →

Price history for this VIN

Price increased $754 (+1.3%) over 4 months.

Apr 11, 2026 · $57,077 Aug 3, 2026 · $57,831

Asking prices recorded across 5 listing dates for VIN WBA13BK0XPCM85645, spanning 4 months.

Dealer Location Price Mileage Listed
BMW of Kansas City South Kansas City, MO 64114 $57,077 28,278 mi 2026-04-11

Former listings

Dealer Location Price Mileage Listed
BMW of Kansas City South Kcmo, MO 64114 $57,831 28 mi 2026-08-03
BMW of Kansas City South Kansas City, MO 64114 $57,545 28,278 mi 2026-04-11

What would this 2023 BMW M550i xDrive cost per month?

Estimate the monthly payment on a $57,077 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$1,017
per month
60 months · 7.0% APR · $5,708 down
Amount financed
$51,369
Total interest
$9,651

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for WBA13BK0XPCM85645
Trim
xDrive
Engine
4.4L · V8
Horsepower
523
Drivetrain
AWD/All-Wheel Drive
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2023
Made by
BMW AG
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
20
MPG
City
17
MPG
Highway
25
MPG
$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 BMW M550i likely costs over five years at 15,000 mi/yr.

Depreciation $21,620
Fuel $11,650
Insurance $7,188
Maintenance & repairs $3,000
Total, 5 years $43,458

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2023 BMW M550i from EPA fueleconomy.gov, refreshed July 29, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2023 BMW M550i xDrive (this car) $57,077 43
2025 Nissan Altima $22,297 20 −$34,780
2023 Volkswagen Jetta $21,534 18 −$35,543
2025 Honda Accord $28,264 18 −$28,813
2025 Toyota Camry $30,643 18 −$26,434
2025 Nissan Versa $18,090 16 −$38,987

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2018–2023

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2023 56 $55,964 100% 38,482 mi
2022 37 $49,340 88% 45,555 mi
2021 28 $39,993 71% 67,856 mi
2020 25 $40,197 72% 59,178 mi
2019 38 $30,350 54% 72,028 mi
2018 51 $26,995 48% 78,568 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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