This vehicle is no longer listed, so the estimate starts from $29,076 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$518

per month

60 months · 7.0% APR · $2,908 down

Amount financed

$26,168

Total interest

$4,912

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4A22PKXN1866627

Trim

Momentum Excl S60

Engine

2.0L · V4

Horsepower

316

Drivetrain

AWD/All-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2022

Made by

VOLVO CAR CORPORATION

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $10,661

Fuel $9,300

Insurance $6,400

Maintenance & repairs $4,500

Total, 5 years $30,861

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 Volvo XC90 has 4 recall campaigns as of July 2026. EPA combined fuel economy: 25 MPG.

4 recall campaigns on this model year

Check accident & title history →

ENGINE AND ENGINE COOLING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2022-2023 S60, V60, S90L, XC60, and XC90 vehicles.

NHTSA campaign 22V793000
STEERING

Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles.

NHTSA campaign 23V001000
SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.

NHTSA campaign 23V827000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2022 Volvo XC90 over the last 6 months — the market softened $2,201 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$32,998
April 2026	$32,998
May 2026	$31,996
June 2026	$31,998
July 2026	$31,786
August 2026	$30,797

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2022 Volvo XC90 Momentum Excl S60 (this car)	$29,076	51	—
2023 Jeep Grand Cherokee	$26,864	68	−$2,212
2023 Jeep Wrangler	$28,412	61	−$664
2023 Volkswagen Tiguan	$22,949	46	−$6,127
2022 Toyota RAV4	$30,998	41	+$1,922
2024 Ford Escape	$20,677	39	−$8,399

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	337	$29,998	100%	62,053 mi
2021	252	$27,164	91%	70,742 mi
2020	264	$23,492	78%	82,567 mi
2019	456	$19,976	67%	89,772 mi
2018	304	$17,897	60%	98,311 mi
2017	245	$15,689	52%	109,744 mi
2016	445	$14,100	47%	110,291 mi