Dealer	Location	Price	Mileage	Listed
Auto Park Kia	Wendell, NC 27591	$36,508	76 mi	2026-08-08
BMW of Raleigh	Raleigh, NC 27616	$37,800	76,375 mi	2026-07-30
Leith BMW	Raleigh, NC 27616	$35,810	76,379 mi	2026-07-29

Estimate the monthly payment at the typical market price ($41,497)

This vehicle is no longer listed, so the estimate starts from $41,497 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$740

per month

60 months · 7.0% APR · $4,150 down

Amount financed

$37,347

Total interest

$7,053

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5UX43DT04N9K14325

Trim

M40I

Engine

3.0L · V6

Horsepower

382

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2022

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,740 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 17 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 BMW X4 likely costs over five years at 15,000 mi/yr.

Depreciation $15,216

Fuel $13,700

Insurance $5,100

Maintenance & repairs $5,625

Total, 5 years $39,641

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 BMW X4 has 6 recall campaigns as of July 2026. EPA combined fuel economy: 17 MPG.

6 recall campaigns on this model year

Check accident & title history →

EXTERIOR LIGHTING

BMW of North America, LLC (BMW) is recalling certain 2022 X4 xDrive30i, X4 M40i, and X4M vehicles. The rear license plate may not be illuminated properly.

NHTSA campaign 21V831000
EQUIPMENT

BMW of North America, LLC (BMW) is recalling certain X4 xDrive30i vehicles. The tire label may contain the wrong tire size and pressure information.

NHTSA campaign 21V646000
POWER TRAIN

BMW of North America, LLC (BMW) is recalling certain 2022 330i, 530i, X3 xDrive30i, and X4 xDrive30i vehicles.

NHTSA campaign 22V070000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 BMW X4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2022 BMW X4 over the last 6 months — the market softened $288 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$35,698
April 2026	$35,999
May 2026	$36,996
June 2026	$36,414
July 2026	$36,310
August 2026	$35,410

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2022 BMW X4 M40i (this car)	$41,497	18	—
2024 Jeep Wrangler	$29,263	38	−$12,234
2023 Toyota RAV4	$29,291	33	−$12,206
2023 Jeep Grand Cherokee	$25,697	29	−$15,800
2023 Nissan Rogue	$21,400	28	−$20,097
2023 Hyundai Tucson	$22,998	25	−$18,499

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2025	150	$48,766	100%	15,887 mi
2024	191	$46,079	94%	29,193 mi
2023	176	$41,008	84%	38,836 mi
2022	127	$35,660	73%	49,547 mi
2021	105	$32,345	66%	64,083 mi
2020	86	$32,249	66%	66,332 mi
2019	100	$23,992	49%	79,455 mi
2018	59	$16,357	34%	92,490 mi