This vehicle is no longer listed, so the estimate starts from $27,991 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$499

per month

60 months · 7.0% APR · $2,799 down

Amount financed

$25,192

Total interest

$4,748

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5UX43DP08N9J35041

Trim

SDRIVE30I

Engine

2.0L · V4

Horsepower

248

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2022

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,740 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 17 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 BMW X3 likely costs over five years at 15,000 mi/yr.

Depreciation $10,263

Fuel $13,700

Insurance $5,600

Maintenance & repairs $5,625

Total, 5 years $35,188

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 BMW X3 has 8 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 17 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2022 BMW X3 SUV AWD

8 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

BMW of North America, LLC (BMW) is recalling certain 2022 330i, 530i, X3 xDrive30i, and X4 xDrive30i vehicles.

NHTSA campaign 22V070000
FUEL SYSTEM, GASOLINE

BMW of North America, LLC (BMW) is recalling certain 2022 X1 xDrive 28i, X3 xDrive30i, and 228i Gran Coupe vehicles.

NHTSA campaign 22V513000
STRUCTURE

BMW of North America, LLC (BMW) is recalling certain 2018-2023 X3 sDrive30i, X3 xDrive30i, X3 M40i, and X3 M vehicles.

NHTSA campaign 24V534000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 BMW X3 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2022 BMW X3 over the last 6 months — the market softened $3 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$29,998
April 2026	$29,999
May 2026	$29,998
June 2026	$29,998
July 2026	$30,022
August 2026	$29,995

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2022 BMW X3 SDRIVE30I (this car)	$27,991	183	—
2023 Nissan Rogue	$23,998	23	−$3,993
2021 Jeep Wrangler	$30,640	16	+$2,649
2023 Ford Bronco Sport	$23,091	10	−$4,900
2024 Hyundai Palisade	$29,042	10	+$1,051
2023 Toyota RAV4	$28,467	8	+$476

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	7,788	$58,875	100%	2,090 mi
2025	715	$45,175	77%	14,452 mi
2024	1,318	$38,226	65%	29,486 mi
2023	1,333	$34,994	59%	35,214 mi
2022	946	$29,400	50%	51,782 mi
2021	610	$24,911	42%	64,138 mi
2020	474	$22,546	38%	70,206 mi
2019	1,063	$18,396	31%	81,189 mi