This vehicle is no longer listed, so the estimate starts from $25,950 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$462

per month

60 months · 7.0% APR · $2,595 down

Amount financed

$23,355

Total interest

$4,365

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4102PK4M1715352

Trim

Momentum

Engine

2.0L · V4

Horsepower

250

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2021

Made by

VOLVO CAR CORPORATION

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,110 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 22 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $9,131

Fuel $10,550

Insurance $10,300

Maintenance & repairs $4,500

Total, 5 years $34,481

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC90 has 6 recall campaigns as of July 2026. EPA combined fuel economy: 22 MPG.

6 recall campaigns on this model year

Check accident & title history →

SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.

NHTSA campaign 21V682000
SERVICE BRAKES, HYDRAULIC

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.

NHTSA campaign 21V716000
AIR BAGS

Volvo Cars USA, LLC (Volvo Car) is recalling certain 2021 Volvo V60, V60 Cross Country, V90, V90 Cross Country, XC60, and XC90 vehicles.

NHTSA campaign 21V001000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC90 over the last 6 months — the market softened $834 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$28,498
April 2026	$28,950
May 2026	$28,198
June 2026	$27,566
July 2026	$27,824
August 2026	$27,664

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Volvo XC90 Momentum (this car)	$25,950	21	—
2023 Chevrolet Tahoe	$44,488	28	+$18,538
2021 Jeep Wrangler	$28,474	23	+$2,524
2021 Ford Expedition	$25,884	18	−$66
2022 Honda CR-V	$24,890	16	−$1,060
2023 Jeep Grand Cherokee	$27,992	16	+$2,042

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	337	$29,998	100%	62,053 mi
2021	252	$27,164	91%	70,742 mi
2020	264	$23,492	78%	82,567 mi
2019	456	$19,976	67%	89,772 mi
2018	304	$17,897	60%	98,311 mi
2017	245	$15,689	52%	109,744 mi
2016	445	$14,100	47%	110,291 mi