2021 Volvo XC40

VIN YV4162UM3M2494082 ABOVE MARKET · $5,813 above typical price Rochester, NY
Listed at
$29,111
typical market $23,298 · 47 comps

This 2021 Volvo XC40 is listed at $29,111 with 22,393 miles in Rochester, NY.

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Full history for VIN YV4162UM3M2494082 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 47 comparable same-build listings · Market data as of September 1, 2026
This vehicle · $29,111
Below market
$20,247
Typical price
$23,298
Above market
$28,338

This vehicle: $29,111 — above the market range (typical price $23,298)

Asking $29,111 · typical market price $23,298 · based on 47 comparable same-build listings.

See all 2021 Volvo XC40 prices — typical $23,298 →

Dealer Location Price Mileage Listed
Volvo Cars Rochester Rochester, NY 14610 $29,111 22,393 mi 2026-07-31

Former listings

Dealer Location Price Mileage Listed
Volvo Cars Rochester Rochester, NY 14610 $29,111 22,354 mi 2026-07-31

What would this 2021 Volvo XC40 cost per month?

Estimate the monthly payment on a $29,111 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$519
per month
60 months · 7.0% APR · $2,911 down
Amount financed
$26,200
Total interest
$4,940

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4162UM3M2494082
Engine
Horsepower
248
Drivetrain
All-Wheel Drive
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Model year
2021
Made by
VOLVO CAR CORPORATION

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
25
MPG
City
22
MPG
Highway
30
MPG
$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Volvo XC40 likely costs over five years at 15,000 mi/yr.

Depreciation $10,243
Fuel $9,300
Insurance $9,950
Maintenance & repairs $4,500
Total, 5 years $33,993

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Volvo XC40 has 5 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

5 recall campaigns on this model year
Check accident & title history →
  • ELECTRICAL SYSTEM
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2022 XC40 Recharge vehicles.
    NHTSA campaign 21V109000
  • SEAT BELTS
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 XC40, XC 40 Recharge, V60CC, V90, V90CC, XC90, and 2021-2022 V60, XC60, S60 vehicles.
    NHTSA campaign 21V682000
  • ENGINE
    Volvo Car USA, LLC (Volvo) is recalling certain 2021 XC40 BEV vehicles.
    NHTSA campaign 21V881000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Volvo XC40 over the last 6 months — the market firmed $768 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $22,998
April 2026 $23,118
May 2026 $23,924
June 2026 $23,600
July 2026 $23,854
August 2026 $23,766

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2021 Volvo XC40 (this car) $29,111 47
2022 Chevrolet Equinox $19,998 29 −$9,113
2023 Nissan Rogue $20,503 27 −$8,608
2023 Chevrolet Trailblazer $21,052 26 −$8,059
2023 Kia Sportage $23,856 18 −$5,255
2023 Toyota RAV4 $30,474 18 +$1,363

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 188 $23,919 100% 59,753 mi
2021 226 $23,170 97% 61,410 mi
2020 155 $21,725 91% 66,184 mi
2019 169 $19,580 82% 72,716 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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Volvo XC40 2020–2022 Near Rochester, NY
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