This vehicle is no longer listed, so the estimate starts from $16,264 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$290

per month

60 months · 7.0% APR · $1,626 down

Amount financed

$14,638

Total interest

$2,762

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for KNDEUCAA5M7039165

Trim

Engine

2.0L · V4

Horsepower

147

Drivetrain

4WD/4-Wheel Drive/4x4

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Model year

2021

Made by

KIA CORPORATION

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,720 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 27 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Kia Seltos likely costs over five years at 15,000 mi/yr.

Depreciation $5,723

Fuel $8,600

Insurance $5,900

Maintenance & repairs $3,375

Total, 5 years $23,598

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Kia Seltos has 2 recall campaigns as of July 2026. NHTSA rated it 4 out of 5 stars overall. EPA combined fuel economy: 27 MPG.

Overall

★★★★☆

4 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Kia SELTOS SUV FWD

2 recall campaigns on this model year

Check accident & title history →

ENGINE

Kia Motors America (Kia) is recalling certain 2020-2021 Soul, and 2021 Seltos vehicles equipped with 2.0L Nu MPI engines.

NHTSA campaign 21V259000
ENGINE AND ENGINE COOLING

Kia America, Inc. (Kia) is recalling certain 2021-2023 Seltos and Soul vehicles. The piston oil rings may have been manufactured incorrectly, which can result in engine damage.

NHTSA campaign 25V099000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Kia Seltos from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2021 Kia Seltos over the last 6 months — the market firmed $285 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$16,700
April 2026	$16,760
May 2026	$16,905
June 2026	$16,986
July 2026	$16,992
August 2026	$16,985

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Kia Seltos S (this car)	$16,264	78	—
2023 Volkswagen Atlas	$28,495	21	+$12,231
2023 Volkswagen ID.4	$22,595	19	+$6,331
2023 Volkswagen Tiguan	$21,695	16	+$5,431
2023 Jeep Grand Cherokee	$25,400	16	+$9,136
2023 Lexus RX	$47,719	14	+$31,455

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2021–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	7,703	$31,084	100%	—
2026	1,551	$27,675	89%	2,647 mi
2025	464	$24,794	80%	16,080 mi
2024	1,483	$23,677	76%	29,642 mi
2023	529	$20,619	66%	50,061 mi
2022	382	$18,666	60%	64,938 mi
2021	584	$16,620	53%	72,125 mi