2020 Volvo XC90 Momentum

VIN YV4A22PK2L1578517 ABOVE MARKET · $5,205 above typical price Madison, WI
Listed at
$27,395
typical market $22,190 · 67 comps

This 2020 Volvo XC90 Momentum is listed at $27,395 with 37,391 miles in Madison, WI.

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Full history for VIN YV4A22PK2L1578517 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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2020 Volvo XC90 Momentum
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Market price range

Based on 67 comparable same-build listings · Market data as of August 26, 2026
This vehicle · $27,395
Below market
$18,643
Typical price
$22,190
Above market
$26,941

This vehicle: $27,395 — above the market range (typical price $22,190)

Asking $27,395 · typical market price $22,190 · based on 67 comparable same-build listings.

See all 2020 Volvo XC90 prices — typical $22,190 →

Price history for this VIN

Price increased $1,500 (+5.0%) over 21 days.

Jun 13, 2026 · $29,895 Jul 4, 2026 · $31,395

Asking prices recorded across 4 listing dates for VIN YV4A22PK2L1578517, spanning 21 days.

Dealer Location Price Mileage Listed
Land Rover Volvo Madison Madison, WI 53713 $27,395 37,391 mi 2026-06-24

Former listings

Dealer Location Price Mileage Listed
Fields Volvo Madison Madison, WI 53713 $31,500 37,385 mi 2026-06-24
Fields Volvo Cars Madison Madison, WI 53713 $29,895 37,389 mi 2026-06-13

What would this 2020 Volvo XC90 Momentum cost per month?

Estimate the monthly payment on a $27,395 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$488
per month
60 months · 7.0% APR · $2,740 down
Amount financed
$24,655
Total interest
$4,625

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4A22PK2L1578517
Trim
Momentum
Engine
2.0L · V4
Horsepower
316
Drivetrain
AWD/All-Wheel Drive
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Model year
2020
Made by
VOLVO CAR CORPORATION
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
27
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $8,945
Fuel $10,100
Insurance $5,050
Maintenance & repairs $4,500
Total, 5 years $28,595

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Volvo XC90 has 7 recall campaigns as of July 2026. EPA combined fuel economy: 23 MPG.

7 recall campaigns on this model year
Check accident & title history →
  • FORWARD COLLISION AVOIDANCE
    Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles.
    NHTSA campaign 20V144000
  • SERVICE BRAKES, HYDRAULIC
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles.
    NHTSA campaign 21V716000
  • ELECTRICAL SYSTEM
    Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 vehicles. The low-pressure fuel pump can blow a fuse and fail.
    NHTSA campaign 21V414000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Volvo XC90 over the last 6 months — the market softened $659 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $24,770
April 2026 $24,997
May 2026 $24,967
June 2026 $24,794
July 2026 $23,995
August 2026 $24,111

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Volvo XC90 Momentum (this car) $27,395 67
2019 Honda CR-V $24,001 21 −$3,394
2019 Toyota RAV4 $24,612 14 −$2,783
2019 Chevrolet Equinox $14,714 12 −$12,681
2019 Subaru Forester $19,999 12 −$7,396
2021 Jeep Grand Cherokee $20,877 11 −$6,518

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 329 $29,998 100% 62,755 mi
2021 246 $27,235 91% 70,323 mi
2020 253 $23,429 78% 83,003 mi
2019 464 $19,995 67% 89,390 mi
2018 309 $17,694 59% 99,471 mi
2017 242 $15,992 53% 108,386 mi
2016 454 $14,006 47% 110,244 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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