2020 Volvo XC40 Momentum

VIN YV4162UK2L2266362

This 2020 Volvo XC40 Momentum is listed at $21,995 with 46,812 miles in Gaithersburg, MD.

FAIR PRICE within $381 of the typical market price Asking $21,995 · typical market price $22,376 · based on 46 comparable same-build listings.

VehiLeaks · Vehicle History Report

The full history of this 2020 Volvo XC40 Momentum

VIN YV4162UK2L2266362 · one-time $6, no subscription

Reported accidents & damage
Title brands — salvage, flood, lemon
Odometer readings over time
Every past listing: price, dealer, photos

SUV 2.0L V4 AWD Gasoline

$6 one-time

Get the full report → Instant access after checkout

Market Price Range

Below market

$16,290

Typical price

$22,376

Above market

$26,993

Based on 46 comparable same-build listings.

This vehicle: $21,995 — within $381 of the typical market price ($22,376)

Market data as of August 16, 2026

See all 2020 Volvo XC40 prices — typical $22,376 →

Vehicle Decode

Body: Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Engine: 2.0L · V4 · Gasoline
HP: 248
Drive: AWD/All-Wheel Drive
Trans: Automatic
Made by: VOLVO CAR CORPORATION

Safety

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Price history for this VIN

Asking price over time

Dec 23, 2022 · $33,991 Jul 6, 2026 · $24,299

Asking prices recorded across 5 listing dates for VIN YV4162UK2L2266362, spanning 3 years 6 months.

Safety & ownership

The 2020 Volvo XC40 has 1 recall campaign as of July 2026. EPA combined fuel economy: 25 MPG.

Recall campaigns

recall campaign on this model year

FORWARD COLLISION AVOIDANCE

Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles.

NHTSA campaign 20V144000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

EPA fuel economy (MPG)

City

Highway

Combined

Est. fuel cost: $1,860/year

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

Model-level data for the 2020 Volvo XC40 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →

Dealer	Location	Price	Mileage	Listed
MINI of Montgomery County	Gaithersburg, MD 20879	$21,995	46,812 mi	2026-06-20

Former listings

Dealer	Location	Price	Mileage	Listed
MINI of Montgomery County	Gaithersburg, MD 20879	$22,699	46,812 mi	2026-06-20
Volvo Cars Silver Spring	Silver Spring, MD 20904	$33,991	18,857 mi	2022-12-23

What would this 2020 Volvo XC40 Momentum cost per month?

Estimate the monthly payment on a $21,995 vehicle. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$392

per month

60 months · 7.0% APR · $2,200 down

Amount financed

$19,795

Total interest

$3,725

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.